Strategem
Wealth Management
Helping Families & Businesses Navigate the Financial Trail
Our Philosophy
As Benjamin Franklin said many years ago, “If you fail to plan, you are planning to fail”. This remains true today. For the past 20 years, Strategem Wealth Management has been helping families and businesses identify their vision of success and their financial goals. With collaborative planning and advice, we develop a trailmap to meet these goals.
Our Mission
There are many forks in the road to financial success. It is our mission to help clients make the right decisions to get there. By utilizing a time-tested financial planning and investment process, we steer our clients in the right direction.
We serve families and businesses in all areas of financial planning, including:
Investment Management
We offer customized investment portfolios based upon your portfolio objectives and constraints. Portfolio construction is based upon your Investment Policy Statement. We utilize Exchange Traded Funds, Index Funds, Mutual Funds, third party investment managers, stocks, bonds, and alternative investments to create your optimal portfolio.
Financial Planning
Designed to keep you on track to meet financial goals, Strategem Wealth Management will provide you with a plan and the financial tools to confidently move forward. These tools include a personal financial website, asset and liability integration software, a personal balance sheet, retirement needs analysis, and a personal vault for all of your most important documents.
Retirement Planning
Are you ready? We will help determine your retirement income goals and what is required to achieve those goals. We will help you identify income sources, identify and prioritizing expenses, implementing savings plans, all while managing assets and risks.
Risk Management
Death or disability are the greatest risk to any financial plan. We begin with a thorough assessment of your existing work and personal policies and offer our assessment in light of your needs and risks. With nearly 60 years of experience in the insurance industry, we are able to help with your understanding of life insurance, disability insurance, Long-term Care insurance, and health care insurance. These policies are designed to replace family income, retirement savings, college savings, or long-term care needs for you or loved ones if you are disabled or die prematurely.
Trusts and Estates
By working with your attorney, we can help develop, implement, and monitor your estate plan and gifting strategies.
College Savings
One of the most effective ways to save for college is with a 529 Savings plan. By planning and saving today for tomorrow’s educational requirements, you can educate your children or grandchildren without incurring a mountain of debt. We can help you choose the best 529 plan as part of your overall wealth plan.
